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Retiree Coverage

Health Coverage Options
Dental & Vision Coverage Options
Life Coverage Options

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Health Coverage Options
The OPEH&W Health Plan is an approved and qualified plan with OPERS & OTRS, allowing retirees to receive any subsidy they might qualify for from their retirement funds to offset their monthly health coverage cost.
Under 65 Health Coverage Options
》For Retirees, Spouses & Children aged 64 and younger
》Health Coverage Options for Retirees are identical to those of active members
》Any Health Coverage Option equal to or lower than the Health Coverage Option they had in place at the time of retirement is available
Health Coverage Options
Over 65 Health Coverage Options
》For Retirees & Spouse aged 65 and older
》OPEH&W Health Plan administrative staff work 1-on-1 with Retirees to assess their needs
》Medical coverage is through Medicare Parts A & B and a BlueCross Medicare Supplement
》Prescription Rx coverage is through a Medicare Part D Plan
》OPEH&W Health Plan staff will assist retirees in navigating all Part D options available to find the best fit possible
Dental & Vision Coverage Options
》Dental & Vision Coverage Options for Retirees are identical to those of Active Employees
Dental Coverage Options
Vision Coverage Options
Life Coverage Options
》Participation is optional
》Coverage of a Retiree and/or Spouse is unconditional (i.e. Health status has no bearing)
》Retiree volume does not reduce at age 70 or 80
》Choose from 4 Death Benefit amounts
》With or without 50% Spouse Death Benefit
》Retiree Life Coverage Options are shown below

Member Spouse Monthly
Death Death Rate
Benefit Benefit
5,000 0 14.75
5,000 2,500 19.75
10,000 0 29.50
10,000 5,000 39.50
15,000 0 44.25
15,000 7,500 59.25
20,000 0 59.00
20,000 10,000 79.00