Retiree Coverage

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Health Coverage

» The Health Plan is approved as a "Qualified Plan", allowing retirees to receive any subsidy they qualify for from their retirement fund (such as OPERS and OTRS), to offset their health coverage premium.

Under 65 Retirees, Spouses & Dependents
» Health (Medical & Prescription) - Coverage is identical to an active employee
» Medical Coverage Details: Click Here
» Prescription Coverage Details: Click Here

Over 65 Retirees & Spouses
» Plan Administrative Staff Work 1-on-1 with Retirees to assess their options
» Medical coverage is through Medicare Parts A & B and a BlueCross Medicare Supplement
» Prescription Rx coverage is through a Medicare Part D Plan; staff will assist retirees in navigating all Part D options available to find the best fit possible.
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Dental

» Coverage is identical to an active employee
» Dental Coverage Details: Click Here
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Vision

» Coverage is identical to an active employee
» Vision Coverage Details: Click Here
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Group Life

» Participation is optional
» Coverage of a Retiree and/or Spouse is unconditional (i.e. Health status has no bearing)
» Spouse coverage is provided at no additional cost
» Spouse is automatically enrolled regardless of whether they are enrolled for Health coverage under the Health Plan
» Retiree volume does not reduce at age 70-years and 80-years as the active employee does

Group Life Options:
  5,000 - $11.00 per month (Includes $2,500 Spouse Coverage)
10,000 - $22.00 per month (Includes $5,000 Spouse Coverage)
15,000 - $33.00 per month (Includes $7,500 Spouse Coverage)
20,000 - $44.00 per month (Includes $10,000 Spouse Coverage)
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