About this Website
This website is owned and operated by the Oklahoma Public Employees Health & Welfare Plan (hereafter "OPEH&W Health Plan"), an Oklahoma public trust providing health benefits to Oklahoma public employers their employees and families.

Legal Jurisdiction
The insurance services and products described on this website are only for persons in those states and jurisdictions where such products and services may legally be sold. Nothing on this website shall be considered a solicitation to buy or an offer to sell any products or services to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful.

Use Limitation
This website is for the use of individuals, who are researching and enrolling in the insurance coverage offered by the OPEH&W Health Plan. The OPEH&W Health Plan reserves the right to prevent any party that engages in such non-permitted use(s) from accessing this website.

Trademarks
The OPEH&W Health Plan and the OPEH&W Health Plan logo are registered trademarks of the Oklahoma Public Employees Health & Welfare Plan. The OPEH&W Health Plan trademarks may not be used in connection with any product or service that is not from the OPEH&W Health Plan, in any manner that is likely to cause confusion among customers or in any manner that disparages or discredits the OPEH&W Health Plan. All trademarks not owned by the OPEH&W Health Plan that appear on this website are the property of their respective owners.

Copyrights
All content included on this website, such as text, graphics, logos, button icons, images, and audio clips, digital downloads, data compilations, videos and software, is the property of the OPEH&W Health Plan or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this website is the exclusive property of the OPEH&W Health Plan and protected by United States and international copyright laws. All software used on this website is the property of the OPEH&W Health Plan or its software suppliers and protected by United States and international copyright laws.

Use
By using this website, you warrant that you are at least 18 years of age and possesses legal authority to use this website. The OPEH&W Health Plan reserves the right to refuse service, terminate accounts or remove or edit content in its sole discretion.

Disclaimer of Warranties
This website is provided by the OPEH&W Health Plan on an “as is” and “as available” basis. The OPEH&W Health Plan makes no representations or warranties of any kind, express or implied as to the operation of this website or the information, content, materials, or products included on this website. You expressly agree that your use of this website is at your sole risk.

Any links to other websites are provided as a courtesy. They are not intended to nor do they constitute an endorsement by the OPEH&W Health Plan of the linked materials. To the full extent permissible by applicable law, the OPEH&W Health Plan disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

The OPEH&W Health Plan does not warrant that this website, its servers, or email sent from the OPEH&W Health Plan are free of viruses or other harmful components.

The OPEH&W Health Plan will not be liable for any damages of any kinds arising from the use of this website, including, but not limited to direct, indirect, incidental, punitive and consequential damages, even if the OPEH&W Health Plan is made aware of the possibility of such damages.

Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions or limitations may not apply to you and you might have additional rights.

Applicable Law
By visiting this website or any other website of related companies, you agree that the laws of the State of Oklahoma, without regard to principles of conflict of laws, will exclusively govern these Legal and Licensing terms and any dispute of any sort that might arise between you and the OPEH&W Health Plan.